Comments on: America’s Top Financial Bloggers: What is the Best Way to Manage During Difficult Economic Times?

By: Eli

Eli — Wed, 15 Jul 2009 22:28:43 +0000

I’m curious about people’s opinions on this as its an issue i’ve been thinking about for a while. So, after all my budget cuts,, I have extra savings that I’m not entirely sure what to do with. I’m not asking for investment advice (i have a broker for that) but do people think i should use that money to have some fun (random things that my family would enjoy) or would it be better to just put it in a savings account. Having more savings would obviously be good, but is it worth it when i have some savings and I could ensure that my family has better memories?

By: Suzanne

Suzanne — Wed, 15 Jul 2009 22:22:13 +0000

Do people really not budget anymore? This is not directed to you Christina (I rather liked this article) but more to teh readers in general. Why do you not budget? I’d love to knkow if there is a way to not spend lots of time budgetting but just magically be able to spend within your means and not buy frivilous purchases. Its the only way i can keep track of my spending and stay on track each month

By: Jessee

Jessee — Wed, 15 Jul 2009 22:14:44 +0000

I just started clipping coupons both from the internet and from my local paper. This alone covers the cost of the paper subscription. What I do is buy products that are on sale now that I know I will need in the future. If i have a ton of paper towels, so what, I go through them way too fast (actually i got a shammy instead of paper towels recently, but you get the idea). One thing i noticed is that a lot of people do not have grocery store savings cards. YOu know, those free things that get you discounts on all of your groceries. If you don’t have one, WHY NOT!?!? This is such an easy way to save

By: Morgan

Morgan — Wed, 15 Jul 2009 22:10:25 +0000

I want a new car. I need a car. This is the single easiest way to reduce your costs significantly. A new car loses half its value the second you drive it off hte lot. I recommend that people buy used cars or at the very least, lease. You have no idea how much money I saved by doing this

By: Jolie

Jolie — Wed, 15 Jul 2009 22:05:09 +0000

I really like the accentuate the positive point you make. Even if you do all of the other things you suggest, if you are used to a more extravagant lifestyle than with budget cutbacks, you may find everything you do disappointing. If you are constantly comparing, you may have money and be better off financially,, but you may also be miserable. If you keep looking on the sunny side of things, life can seem better even if its not. A positive attitude is a wonderful thing